Insurance Information
Matilda International Hospital collaborates with most insurance companies in Hong Kong and many international insurers. Here are some important guidelines for patients using insurance:
Direct Billing
Available only if an agreement exists between Matilda International Hospital and the insurer. Contact the Patient Service Centre at psc@matilda.org to confirm.
Planned Admissions
The Insurers will issue a letter of guarantee. You can verify its receipt with the hospital via psc@matilda.org.
Coverage Clarification
Confirm coverage details with your insurer before admission, as it may affect room category choices. Information can be obtained from your employer, broker, or insurer's contact methods on the membership card.
Co-insurance Plans
Emergency Admissions
Notify your insurer during the hospital stay. Your insurer will then contact Matilda International Hospital regarding your coverage. Please note that Matilda International Hospital will not handle claims post-discharge.
Documentation
Proper documentation is required. If you cannot provide the necessary documents, you will be fully responsible for payment and may need to pay a deposit. If documentation is still unavailable at discharge, you must settle the full hospital expenses and contact your insurer for reimbursement.
Insurance Card/Documentation
Matilda International Hospital reserves the right to refuse these as payment methods.
Insurance FAQ
Kindly ask your insurer to appoint a TPA (third party administrator) or anyone which has an agreement with us to issue the Letter of Guarantee (LOG) on their behalf.
Depending on your insurance policy, different insurance companies require different documents for direct billing. Sometimes it is sufficient to bring along your medical card only, but other times we may require a Letter of Guarantee (LOG) from insurance companies in order to directly bill them.
Please contact our Patient Service Centre at (852) 2849-0111 and clarify whether just bringing along your medical card is sufficient prior to your admission.
It depends on your insurance policy - some may incur maximum coverage / allowance, copayments, deductibles and self-paying items (e.g. IDD calls, guest meals). For any uncovered portion, it must be paid at the hospital prior to your discharge. For any enquiries, please kindly contact your representative to clarify.
- Prior to your admission, please confirm with your insurance company on treatment coverage and ask them for a letter of guarantee
- Please bring along the following documents with you upon admission:
- Valid membership card
- Letter of guarantee
- Medical claim form
- During the registration, our staff will ask you to :
- Present your insurance membership card
- Present your ID card / passport / Identification documents for verification
- Fill in the details of patient’s part in the claim form and endorse your confirmation
- Endorse your name on the credit card voucher to settle charges NOT covered by the LOG (eg. deductibles, co-payments and self responsible items like lodger, laundry, telephone bills and guest meals)
- Patient’s name
- Policy number & date of birth (DOB)
- Diagnosis. Treatment plan and procedure
- Admission date and estimated length of stay
- Estimated cost
- Choice of room type
- Pre-authorization Form from doctor-in-charge
In charge doctor should be able to help as they fully understand your individual case’s needs, diagnosis & treatment details. Matilda can help providing clinic contacts if necessary.
For hospital charges, we can provide you with estimation after receiving your treatment details (you may directly ask your doctor for assistance).
For doctor charges quotation, please kindly contact your in-charge physician, Matilda is only collecting the professional charges on their behalf and doctor’s charge(s) at their own discretions.
Please send the Letter of Guarantee (LOG) with attention to our Patient Service Centre psc@matilda.org(fax: (852) 2849-7136)
Please have your ID card / passport & any membership card (as necessary) ready with you for identification. You may also want to bring some personal necessities or things recommended by midwives or doctors.
You will be required to settle all outstanding amounts upon discharge. We will then issue the hospital invoices for you to claim reimbursement back from your insurer.
- The DB agreement was already expired
- Because of unfavorable settlement history by the insurance company, we suspended the Direct Billing (DB) account
- The company has recently undergone rebranding and restructuring, we cannot distinguish from its new faces.
Abiding by the privacy laws and confidential information protection, we are unable to access your individual policy details. Even corporate provided schemes are many times tailored made and differ from each other. Please seek help from your insurance representative / HR or call the helpline which is stated at the back of your membership card.
You will have to pay the room, package and doctor fees differences between the two levels of accommodations. It will be collected upon discharge, and a blank credit card voucher will be required upon admission.
There is only one set of original bill. The hospital will send the original bill to 1 insurance company only. You have to decide which one you would like the hospital to send.
For the second insurance company, you have to claim from it directly. A copy of the bill will be given to you upon discharge.
Being an independent medical service provider, Matilda is not at a proper position to recommend any over the others. Having said that we have worked very closely with most major insurers and assistance companies around the globe, you can submit the names of companies being considered so that we can tell which one we have dealt with.
Please contact us at insurance@matilda.org or call direct: (852) 2849-0376.
Contract draft, financial statements to substantiate credibility as well as adequate document samples:
- Membership card(s), with your company’s logo imprinted
- Pre-authorization form
- Guarantee of Payment / Letter of Guarantee
- Claim form
- Information release consent form
If you require further clarification on :